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Address: P.O. Box 9214, Slade Point
Andergrove, QLD 4740
 
 
 
 
Find Businesses Near You
 
 
 
 
 
 
 
 
 
Mobile Mortgage Lenders
 
 
 
Call us today for
a complimentary consultation!
0413 821 296
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Frequently asked finance & mortgage broking questions

 

 
Mobile Mortgage Lenders has 12 years' experience in finance and mortgage broking. Our founder Melinda also has 12 years' experience in real estate, solidifying our place as experts in mortgages and home loans.

Here, we've answered some of the most commonly asked questions about finance and loans.

Call us today for the answers to any other questions you may have.



 
 

customer FAQ for covid-19

 

 
I continue to be providing home loan consultations while maintaining the social distancing guidelines. I have implemented telephone conference or Zoom consultations if you would prefer not to meet in person.

I am available to face to face appointments evenings and weekend appointments are also available I am a commissioner for declarations so I can witness your mortgage documents.
 

Some general information in relation to the current situation for COVID-19

 
If you're considering what to do in this current situation about your home loan you may need to prepare for any challenges that may arise.

  • You could consider speaking with me to review your home loan or I may be able to assess a better loan option or structure for you.

  • Reducing home loan repayments to the minimum amount.

  • Consider using your redraw to repay your home loan

  • You may be able to switch to another loan with a lower rate

  • Switch from principal and interest to an interest-only loan.
 
If you have experienced an impact to your financial circumstance due to the COVID-19 What can you do?
 
 
If I defer my loan repayments will they be reported to the credit reporting agencies?
 
Payment Holiday what is this and how can I access this?
 
Lenders policies are they impacted due to the COVID-19 when customers apply for a loan?
 
I want to buy a property or currently in the process of buying a property has anything changed with my pre-approval?
 

 
 
 
What Is Refinancing?
 
How do I increase the home loan amount I can borrow?
 
What are the advantages of using a mortgage broker?
 
What do I need to have ready when applying for a home loan?
 
What is LMI? (Lenders Mortgage Insurance)
 
How to increase your borrowing capacity
 
What is a pre-approval?
 
Why get pre-approval?
 
Home Loan Refinancing Traps
 
Honeymoon rates are just that!
 
Be Aware Of The Fees!
 
WHAT IS LVR? (Loan To Value Ratio)
 
What counts as genuine savings in a loan application?
 
Can I still get a loan without genuine savings?
 
Stamp Duty Explained
 
What documents you need to apply for a loan